Clive Read

Person looking to get a part interest, part repayment mortgage through a mortgage broker

Can I get a part interest, part repayment mortgage?

Most borrowers choose between one of two traditional mortgage repayment methods: interest only or capital repayment. There is a lesser-known third option called a part repayment and part interest mortgage (known as ‘part and part mortgages’). A part repayment and part interest mortgage is seen as the middle ground and results in lower monthly payments […]

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leeds building society to restrict lending on holiday lets

Leeds Building Society to restrict lending on Holiday Lets

Leeds Building Society has just announced a suspension of lending on Holiday Let properties in certain locations throughout the UK. Specifically, they have stopped lending in North Norfolk and parts of North Yorkshire. The lending suspension will run for a trial 12-month period. Why has the Leeds Building Society restricted lending on holiday let properties?

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Working professionals mortgage rates

Do professionals get better mortgage rates?

As an educated professional, you have worked hard to put yourself on a stable and potentially lucrative career path. This can make getting a mortgage easier, and you may even find that some mortgage lenders offer better deals. Mortgage lenders tend to look favourably upon and offer competitive mortgage rates to professionals. They view professional

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house valuation being conducted before remortgage

Why you should get a house valuation before remortgaging

When it comes to remortgaging, it’s important to consider it as a strategic financial move. Remortgaging can offer opportunities to secure better mortgage deals, reduce overall monthly mortgage payments, or release equity in your home. So, getting your house valued is essential to know how much you can borrow or release. Mortgage lenders insist on

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